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Referral Awards Program


Spread the Word, Get Rewarded


At Creative Marketing we believe in rewarding the producers who help us grow by referring other producers. Our unique program offers you, as a contracted agent with Creative Marketing, incredible additional earning potential with minimal effort.


How It Works
  • Provide Creative Marketing with the name and phone number of an agent that writes annuity and/or life insurance and is not yet assigned with Creative Marketing.
  • The referral becomes contracted with us (within 12 months of being referred).
  • You receive a 10 basis point override on all Referral Credits produced.
  • When you refer an Agency Principal you receive a 5 basis point override on all Referral Credits produced by the entire agency hierarchy.
  • The more producers you refer - the more you will earn.

We'll continue to pay an override to you year after year, for as long as your referrals produce business with Creative Marketing! There is no minimum number of Referral Credits required to earn a Referral Awards Program check. All contract levels and products written through Creative Marketing qualify.

We'll pay out thousands of dollars for referrals this year. How much will you receive? Call your Sales Consultant today at 800.992.2642 with your list of referrals!

  • Learn more about the details of our program now.




  • For Agent Use Only -- Not for Use with the General Public
    10017-2009/2/3 | 13644 036039
    *Creative Marketing reserves the right to terminate, amend or modify the Referral Awards Program and qualification at any time. An agent must be contracted and in good standing at the time of distribution of bonuses to receive a check. Agent is responsible for any applicable taxes. Creative Marketing will not redistribute referral names to any company or list source. Certain restrictions apply to agents with a broker-dealer relationship.