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SPIA Solutions

Every Job Needs the Right Tool for Immediate Results


Creative Marketing’s SPIA Solutions software is available on demand 24/7, offering apples-to-apples quotes from multiple carriers. Illustrate the perfect immediate annuity income fit for your clients quickly and conveniently with Creative’s latest innovation to keep your life simple. This forward thinking and convenient tool simplifies your search for success by putting the information you need to help your clients activate immediate income in one convenient location. Click on the “Run Illustration” button to get started.


PROFESSIONAL ARTICLES

  • An Annuity Can Still Make Sense
  • SPIA - One Solution to the Longevity Concern: LIMRA
  • Insights into the annuity puzzle
  • How to Demonstrate the Value of an Income Annuity
  • Guaranteed Alternatives to 4% Systematic Withdrawal Customizable!
  • Financial advisers, insurers hail GAO plug for immediate annuities
  • Channel Surfing for Low-Cost SPIA's
  • Making the Case to Buy an Annuity
  • Who's Buying Immediate Annuities
  • LIMRA Analyzes Immediate Annuity Buyers
  • Longevity Risk, SPIAs and What Retirees Should Know
  • Say Hello Income Annuities-Another Tool in Your Toolbox
  • How Income Annuities Help Build A Personal Pension
  • Should Clients use SPIAs in Retirement
  • Redefining Income Annuities AG-Rafferty
  • Annuities Designed for the Old, Ill.
  • Four Challenges, One Solution to Make Your Nest Egg Last
  • Income Annuities Demystified

SALES CONCEPTS

  • Annuity Power Phrases
  • Annuity Approach Phrases
  • IRI Retirement Pyramid
  • How Income Annuities Help Build A Pension Plan
  • Making the case for SPIA

SPECIAL REQUEST FORMS

  • American Equity
  • American General
  • Great American Oversize Case Questionaire
  • Amerus Annuity (AMI)
  • CMIC Age Exception or Premium Exception Request
  • Allstate Financial/Lincoln Benefit Life Million Dollar Approval
  • Lincoln Financial Group® - Immediate Annuity
  • Lincoln Financial Group® - SmartIncomeSM Exception
  • Lincoln Financial Group® - SPIA Exception
  • Lincoln Financial Group® - SPIA Underwriting Decision
  • Medicaid SPIA Request Form

SPIA Comparison Spreadsheet

CLIENT INFORMATION MATERIALS

  • Buyer's Guide to Fixed Deferred Annuities

    Do your clients understand the differences between the various types of annuities? This buyer’s guide, published by the National Association of Insurance Commissioners, provides information they need to know about the features and benefits of annuities when they are choosing a product to suit their needs.

  • Fixed Annuities are Okay

    The safe and strong appeal of fixed annuities is built upon strict state regulation and oversight. This article by Paul McGillivray provides information to build confidence in the financial strength of our industry and put your mind at ease when recommending a product to clients.

  • Leverage Client Brochure

    This easy-to-understand brochure from Lincoln Financial Group helps demonstrate to clients how to gain more leverage with their money using a Single Premium Indexed Annuity to minimize taxes, retain control of their funds and leave a death benefit for their heirs.

  • What is the Exclusion Ratio?

    With a Single Premium Indexed Annuity, every paycheck your clients receive can be tax advantaged. Download this explanation of how the “exclusion ratio” can work in their favor.

FOR AGENT USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC 11174 - 2010/7/9 16572 1952610

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© 2012 Creative Marketing International Corp. For agent use only; not for use with the general public.
The content of this site is offered to Creative Marketing (CM) producers without additional charge due to their contracted status with CM. The information provided herein is the exclusive property of CM and is protected by copyright and other intellectual property laws of the United States. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.