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Richard Billings offers a unique perspective to the agents he works with day in and day out. His extensive knowledge of financial markets and the insurance industry have helped him earn his distinction as a top performing Annuity Sales Consultant. His case development expertise, relationship sales skills, and analytical abilities are resources agents can count on. Creative’s programs, tools and extensive lineup of carriers, coupled with his experience equals unrivaled support and production for the agents he serves. We invite you to call Richard and take your annuity sales to the next level.